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Is my townhome covered with insurance by the Association?
The answer to that questions is NO. Unlike many homeowner associations, the Southpark Homeowners Association Number 2 does not have a master insurance policy, nor is the Association required to provide such insurance coverage. Generally, if there is a mortgage, the lender will require proof of insurance to protect their lien.
Owners at SouthPark 2 own their townhome in entirety, not just the airspace as in condominiums. They also own the land on which the townhome sits.
Homeowners are advised to consult with their insurance agent/company to confirm that adequate insurance is being provided. Property coverage should include complete replacement cost, contents, valuables, liability, etc. Insuring your townhome should be similar to insuring a single family dwelling.
Residents with more than two vehicles or oversized vehicles that will not fit in the garage are permitted to park on the city streets within the community. However, vehicles parked on the city streets; Monday . Friday, between 8 a.m. and 5 p.m., MUST display a resident permit parking decal. Failure to display such permit decal can result is a parking ticket from the City of Littleton Police Department.
Residents of the community are entitled to a resident permit parking decal. Decals can be obtained at the Littleton Public Services Department at 2255 W. Berry Ave., between the hours of 8:00 am and 5:00 pm. You will need the following information to obtain the decal. Please note that parking decals will expire and need to be renewed two (2) years from the date of issuance.
- Proof of residency within SouthPark II: This can be in the form of a Colorado Drivers Licenses or a prior-years property-tax statement for the residence.
- Vehicle Registration: For each vehicle that you may be requesting a permit, you are required to provide a current Colorado vehicle registration which MUST have included the same address as your place of residency within SouthPark II.
Vistor & Guest Permits:
Residents can also obtain a maximum of two (2) visitor permits per calendar year. The permits will expire two (2) years from the date of issuance, except that permits shall immediately expire once the owner or lessor of the vehicle no longer resides within the district.
In addition, guest permits for large social events being held at their place of residence during the hours the parking restriction are also available. Application must be made a minimum of 48 hours in advance of the social event and shall include the date, time and number of permits required. Issuance of guest permits shall be at the discretion of the Public Services Director and abuse of this program will not be allowed. Guest permits shall expire at midnight of the day of the social event.
Any permit lawfully issued under this policy shall constitute permission for a visitor or guest to the residence within the permit-parking district to park a vehicle on the street in the permit-parking district during the hours of restricted parking. Such permission shall not be construed as authority to violate, cancel or set aside any other provisions of the City Code, including any other provisions relating to parking within the city.
Visitor and guest permits will be hanger-type design and shall be temporarily attached to the rearview mirror of the vehicle. Visitor and guest permits shall be returned to the City of Littleton upon expiration for recycling. Application for visitor and guest permits shall be made to the Public Services Department located at 2255 W. Berry Ave., between the hours of 8:00 am and 5:00 pm. The applicant shall be required to show proof of residency within the district by providing one of the following; valid Colorado Drivers License, valid landlord lease agreement, prior-years property-tax statement or current utility bill for the residence. The name of the applicant must be listed on one of these forms of residency.